💡 Why it matters: Banks may soon let AI decide who gets a loan or whether a payment looks like fraud. People will be needed to test that these systems are fair and do not fail.
🌍 Around the world
- United States: Jobs are projected to grow 9% from 2025 to 2035, much faster than average (US Bureau of Labor Statistics).
A job of the future expected Late 2020s to 2030s
As banks use more AI to make decisions, regulators are expected to demand independent checks on those systems. A dedicated, trained job of testing financial AI is only starting to appear.
This is an informed prediction, not a promise. The skills below are useful whichever way the future goes.
💰 What it can pay
🇳🇬 Nigeria
- Starting out
- ₦3M – ₦7M
- Mid-career
- ₦9M – ₦22M
- Senior
- ₦22M – ₦55M
≈ ₦750k – ₦1.8M a month mid-career. Indicative estimate by Incusim.
🇬🇧 United Kingdom
Closest UK job: Auditor. Typical starter to experienced salary. National Careers Service, 2026
🇺🇸 United States
Closest US category: Financial examiners. Median pay; low and high are the 10th and 90th percentiles. US Bureau of Labor Statistics, May 2025
🇨🇦 Canada
Closest Job Bank occupation: Risk Management Analyst. Hourly wage low/median/high x 2,080 hours. Job Bank (Government of Canada), 2023-2024
Yearly pay before tax. UK, US and Canada figures come from the official sources named on each card. Nigeria has no official salary survey, so those are our indicative estimates. Real pay depends on the employer, the place, your skills and experience.
🛠️ What you actually do
- Test AI models used for loans and fraud
- Look for unfair or biased decisions
- Check that models still work as times change
- Explain how an AI decision was made
- Report to bosses and regulators
⚡ Skills you'll need
- Analysis
- Attention to detail
- Tech skills
- Honesty
- Communication
Get ready at school
🇳🇬 Nigeria
- Data and AI courses combined with audit or risk experience
- Move across from internal audit, credit risk or data science
🇬🇧 United Kingdom
- Audit or finance degree apprenticeship
- Move across from data science, audit or credit risk
🇺🇸 United States
- Start in audit, risk or data analyst roles
- Banking rotational programs
🇨🇦 Canada
- Co-op placements at banks
- Move across from audit or data roles
🗺️ Your path to this career
- 1Learn maths, statistics and basic coding
- 2Take a degree in finance, stats or computing
- 3Work in audit, risk or data
- 4Learn how AI models are built and tested
- 5Lead model checking in a bank or regulator
⏰ A day in the life
You run tests on an AI that approves small loans and find it rejects people from some areas more often than others. You write up the problem, explain it to the model team and set a deadline for a fix.